New Construction & Custom Homes

From Land to Keys – One Team to Guide the Entire Process

Building or purchasing a new home involves many moving parts. Finding the right property or land, selecting a builder, choosing a floor plan, securing financing, managing construction milestones, coordinating title, and ultimately getting to closing can become complicated when you’re dealing with multiple companies that don’t communicate with each other.

At Elite KY Homes, we take a different approach.

Our team can help coordinate your entire new construction journey – from identifying the right property or land to building, financing, title, and closing.

Whether you’re purchasing a home from an established builder or creating a fully custom home from the ground up, we’ll help you understand your options and guide you through every stage of the process.

One Team. One Process. From Start to Finish.

Our integrated team can assist with:

• Real Estate Representation
• Land & Lot Acquisition
• New Construction Home Searches
• Custom Home Building
• Builder Coordination
• Construction Financing
• Mortgage Financing
• Title & Closing Coordination
• Final Walk-Through
• Closing

Instead of trying to coordinate several unrelated companies yourself, our goal is to provide a more streamlined experience with professionals working together throughout the transaction.

Two Ways to Build or Buy New

Purchase from a New Home Builder

If you’re interested in a new construction community, we’ll help you compare builders, communities, floor plans, incentives, and available inventory.

This may include:

• Move-in-ready homes
• Quick-delivery homes
• To-be-built homes
• New construction communities
• Luxury developments

We represent your interests as the buyer throughout the process.

Build a Custom Home

If you want something designed specifically for you, our custom-building resources can help take your vision from concept to completion.

Depending on your project, we can help coordinate:

• Land acquisition
• Lot evaluation
• Home design
• Floor plan selection
• Customization
• Construction budgeting
• Builder coordination
• Construction financing
• Construction milestones
• Inspections
• Final walk-through
• Title and closing

Your home should fit the way you live – not the other way around.

Already Own the Land?

If you already own a lot or parcel of land, we can help you explore the next steps toward building your home.

The process may include evaluating:

• Zoning
• Lot dimensions
• Building requirements
• Utilities
• Access
• Site preparation
• Flood-zone considerations
• HOA or community restrictions
• Construction feasibility
• Estimated construction costs

Owning land is only the first step. The property must also be suitable for the home you want to build.

Need Land? We’ll Help You Find It.

If you haven’t purchased land yet, we’ll help identify potential properties based on:

• Desired location
• Budget
• Lot size
• Type of home
• Zoning
• Builder requirements
• Utilities
• Access
• Community restrictions
• Long-term goals

We’ll help you evaluate the land before you commit to building on it.

Custom Home Design

One of the biggest advantages of building a custom home is the ability to create a property around your lifestyle.

Depending on the project and builder, customization may include:

• Floor plan
• Number of bedrooms
• Number of bathrooms
• Home office
• Garage configuration
• Kitchen design
• Primary suite
• Outdoor living spaces
• Pool
• Covered patio
• Flooring
• Cabinets
• Countertops
• Lighting
• Fixtures
• Smart-home features
• Energy-efficient upgrades
• Luxury finishes

The level of customization will depend on the builder, property, budget, building codes, and project specifications.

Understanding the Custom-Build Process

Step 1 – Consultation

We begin by discussing:

• Where you want to build
• Your budget
• Desired home size
• Floor plan
• Features
• Financing
• Timeline
• Whether you already own land

This gives us a clear understanding of your project.

Step 2 – Financing Strategy

Before committing to land or construction, it’s important to understand the total project budget.

Our lending resources can help evaluate financing options for qualified borrowers, which may include:

• Construction financing
• Construction-to-permanent loans
• Conventional financing
• FHA financing when applicable
• VA financing when applicable
• Jumbo financing
• Investment-property financing
• Other available loan programs

Loan programs, eligibility, rates, terms, down-payment requirements, and underwriting guidelines vary.

Step 3 – Find or Evaluate the Land

If you need land, we’ll help you search for it.

If you already own land, we’ll help coordinate the appropriate evaluation before construction begins.

Important considerations may include:

• Zoning
• Utilities
• Septic or sewer
• Well or public water
• Surveys
• Easements
• Flood zones
• Site preparation
• Building setbacks
• HOA restrictions
• Permitting requirements

Step 4 – Design & Planning

Once the location and budget are established, the design process begins.

This may involve:

• Selecting or creating a floor plan
• Determining square footage
• Choosing structural options
• Selecting finishes
• Establishing specifications
• Finalizing the construction budget

Step 5 – Construction

Once plans, financing, permits, and other requirements are completed, construction can begin.

Typical stages may include:

Site Preparation → Foundation → Framing → Roofing → Mechanical Systems → Insulation → Drywall → Interior Finishes → Exterior Completion → Final Inspections

Construction schedules vary based on the project, permitting, weather, material availability, inspections, and other factors.

Step 6 – Inspections & Final Walk-Through

As construction approaches completion, required inspections will be completed.

We’ll also help coordinate the final walk-through so you can review the property before closing. Depending on the transaction, an independent home inspection may also be recommended.

Step 7 – Title & Closing

Our team can also help coordinate the title and closing process.

The title process helps verify ownership, identify applicable title issues, satisfy closing requirements, and prepare the transaction for transfer.

Once all construction, financing, title, and closing requirements are completed, it’s time for the best part:

You receive the keys to your new home.

Financing Your New Construction

Financing a new construction project can be different from financing an existing home.

Depending on the project, financing may need to cover:

• Land acquisition
• Construction costs
• Builder draws
• Permits
• Site preparation
• Materials
• Labor
• Permanent mortgage financing

Through our team’s lending resources, we can help you explore available financing options and understand how the financing fits into the overall construction process.

Having the real estate and financing teams communicating throughout the transaction can help reduce unnecessary delays and improve coordination.

Title & Closing Coordination

Title is another critical part of a new construction transaction.

Our team can help coordinate the title and closing process alongside the real estate and financing portions of your transaction.

This can help create better communication among:

Buyer → REALTOR® → Builder → Lender → Title → Closing

Our goal is to make sure everyone is working toward the same closing.

Building an Investment Property?

New construction isn’t limited to primary residences.

We can also help investors explore:

• Build-to-Rent Properties
• Single-Family Rentals
• Duplexes
• Triplexes
• Fourplexes
• Small Multifamily Projects
• Short-Term Rentals where permitted
• Vacation Rentals
• Luxury Rentals
• Custom Investment Properties

Before building an investment property, we can help evaluate factors such as:

• Construction cost
• Land cost
• Estimated market value
• Expected rental income
• Rental demand
• Cash flow
• Potential ROI
• Financing
• Exit strategy

Why Build New?

New construction can offer advantages such as:

• Modern floor plans
• Energy-efficient systems
• New appliances and mechanical systems
• Current building standards
• Builder warranties
• Lower initial maintenance
• Customization opportunities
• Smart-home technology
• Modern finishes

New construction isn’t necessarily right for every buyer, which is why we’ll help you compare building new with purchasing an existing property.

Why Have Your Own REALTOR® When Buying from a Builder?

The builder’s sales representative works for the builder.

Having your own REALTOR® means you have a real estate professional representing your interests.

We can help you:

• Compare builders
• Review comparable properties
• Evaluate builder incentives
• Understand contract terms
• Monitor important deadlines
• Coordinate financing
• Navigate inspections
• Complete the final walk-through
• Coordinate closing

If you’re considering a builder community, contact us before your first visit or registration, because builder policies regarding REALTOR® representation can vary.

Why Work with Elite KY Homes?

New construction requires coordination.

With our team, you don’t have to figure out every part of the process alone.

We can bring together the professionals needed for:

Real Estate

Find the land, property, community, or investment opportunity.

Custom Building

Help coordinate the design and construction of your custom home through our custom-build resources.

Financing

Coordinate with our team’s mortgage professionals to evaluate financing options and manage the lending process.

Title

Coordinate title and closing services so the transaction can move efficiently toward completion.

One Team. One Goal. Your New Home.

From the initial idea to the day you receive your keys, our goal is to provide communication, coordination, and professional guidance throughout the entire process.

Start Your New Construction Project

Whether you’re looking for a builder home, already own land, want us to help you find land, or want to build a completely custom property, tell us what you’re looking for.

New Construction Consultation

Important Disclosure

Real estate brokerage, construction, mortgage lending, and title/settlement services may be provided by separate licensed entities and professionals, as applicable.

Availability of construction, financing, title, and other services is subject to applicable licensing, eligibility, underwriting, geographic, builder, property, and program requirements.

Consumers are not required to use any affiliated or recommended mortgage, title, builder, or other settlement-service provider as a condition of receiving real estate brokerage services. Any affiliated business relationship or other disclosure required by applicable law will be provided separately when applicable.

Construction costs, completion dates, property values, financing terms, and other estimates are not guaranteed and may change.

Contact Information

Romi Torres
Broker/Co-Owner | Elite KY Homes
Licensed Real Estate Broker – Florida
REALTOR®

Phone: (786) 840-8082
Email: romi@elitekyhomes.com